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The policy is intended to be issued to the School / Colleges or any other educational Institutions.

Scope Of Cover

The students will be covered against death, total loss of two limbs or two eyes, total loss of one limb and one eye, total loss of one limb or one eye and permanent total or partial disablement.

Scope Of Cover
Death (Capital Benefit)Rs. 10,000/-
Loss of two limbs, two eyes or one limb and one eyeRs. 10,000/-
Loss of one limb or one eyeRs. 5,000/-
Permanent total, disablement from injuries other than Those mentioned aboveRs. 10,000/-
Permanent partial disablement.(% as per tariff which varies from 1% to 50%)

Benifits Under this Scheme Per Students

Hospitalisation expenses:

In addition to the above the policy will provide for reimbursement of medical expenses, subject to a limit of Rs. 500/- anyone student per anyone year incurred by the subject for treatment to him in a hospital or Nursing home an in-patient for any injury sustained in an accident.

Compensation Limits
1. Per any one studentRs. 10,000/-
2. Per anyone accidentRs. 5,00,000/-
3. For anyone policy yearRs. 10,00,000/-


  • Medical expenses for hospitalization treatment mentioned as above Rs. 500/- for anyone student for anyone year.
  • The Policy will be issued in the name of the Institution on the life and for the benefit of total number of students as given in the declaration.
  • The claim will be payable to the parent or guardian of the student as recorded in the School register and as certified by the School Authorities.